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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,146 | $148,623-11.8% | $135,974-3.6% | $139,466-6.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 15.46% | 79.30%-63.8pp | 68.30%-52.8pp | 373.66%-358.2pp |
| Employer contribution / active EE | $8,759 | $5,246+66.9% | $4,859+80.3% | $4,754+84.2% |
| Participant deferral / active EE | $19,356 | $8,103+138.9% | $7,760+149.4% | $6,712+188.4% |
| Admin fee / account holder | $21,331 | $12,406+71.9% | $10,767+98.1% | $11,409+87.0% |