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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,396 | $181,896-83.8% | $156,551-81.2% | $273,972-89.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.92% | 30.74%-25.8pp | 32.23%-27.3pp | 41.46%-36.5pp |
| Employer contribution / active EE | $2,953 | $6,248-52.7% | $5,501-46.3% | $4,869-39.4% |
| Participant deferral / active EE | $3,710 | $5,550-33.2% | $4,871-23.8% | $5,287-29.8% |
| Admin fee / account holder | $1,298 | $15,560-91.7% | $13,028-90.0% | $10,133-87.2% |