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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,865 | $90,606-71.5% | $79,466-67.5% | $135,379-80.9% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -28.30% | 977.69%-1006.0pp | 718.28%-746.6pp | 519.79%-548.1pp |
| Employer contribution / active EE | $2,140 | $3,068-30.2% | $2,800-23.6% | $4,779-55.2% |
| Participant deferral / active EE | $5,963 | $4,050+47.2% | $3,704+61.0% | $5,609+6.3% |
| Admin fee / account holder | $5,551 | $5,895-5.8% | $5,104+8.8% | $10,828-48.7% |