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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,239 | $48,300+62.0% | $40,145,923-99.8% | $62,881+24.4% |
| Participation rate | 73.3% | 62.0%+11.3pp | 68.4%+4.9pp | 69.3%+4.0pp |
| Annual return | 7.98% | 6.95%+1.0pp | 5.24%+2.7pp | 20.14%-12.2pp |
| Employer contribution / active EE | $2,399 | $1,333+79.9% | $1,844+30.1% | $2,281+5.2% |
| Participant deferral / active EE | $5,013 | $2,388+109.9% | $2,591+93.5% | $3,203+56.5% |
| Admin fee / account holder | $4,822 | $2,919+65.2% | $2,903+66.1% | $4,296+12.3% |