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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,810 | $133,998-82.2% | $112,263-78.8% | $134,545-82.3% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -14.31% | 47.17%-61.5pp | 27.49%-41.8pp | 418.37%-432.7pp |
| Employer contribution / active EE | $1,169 | $4,040-71.1% | $3,636-67.9% | $4,742-75.4% |
| Participant deferral / active EE | $1,169 | $5,292-77.9% | $4,729-75.3% | $6,401-81.7% |
| Admin fee / account holder | $325 | $7,493-95.7% | $6,410-94.9% | $11,431-97.2% |