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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,338 | $157,304-59.7% | $141,197-55.1% | $152,909-58.6% |
| Participation rate | 50.0% | 84.8%-34.8pp | 82.5%-32.5pp | 82.5%-32.5pp |
| Annual return | 24.59% | 64.34%-39.8pp | 71.41%-46.8pp | 345.46%-320.9pp |
| Employer contribution / active EE | $1,489 | $5,263-71.7% | $4,736-68.6% | $4,764-68.8% |
| Participant deferral / active EE | $2,945 | $7,111-58.6% | $6,710-56.1% | $5,851-49.7% |
| Admin fee / account holder | $64 | $12,126-99.5% | $10,265-99.4% | $11,601-99.4% |