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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,192 | $181,896-75.7% | $156,551-71.8% | $273,972-83.9% |
| Participation rate | 76.9% | 88.4%-11.5pp | 84.0%-7.1pp | 83.0%-6.1pp |
| Annual return | 7.10% | 30.74%-23.6pp | 32.23%-25.1pp | 41.46%-34.4pp |
| Employer contribution / active EE | $858 | $6,248-86.3% | $5,501-84.4% | $4,869-82.4% |
| Participant deferral / active EE | $2,825 | $5,550-49.1% | $4,871-42.0% | $5,287-46.6% |
| Admin fee / account holder | $2,974 | $15,560-80.9% | $13,028-77.2% | $10,133-70.6% |