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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,089 | $167,533+88.1% | $151,645+107.8% | $134,545+134.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -6.08% | 7.81%-13.9pp | 3.34%-9.4pp | 418.37%-424.4pp |
| Employer contribution / active EE | $34,386 | $6,828+403.6% | $6,165+457.7% | $4,742+625.2% |
| Participant deferral / active EE | $20,933 | $8,985+133.0% | $8,363+150.3% | $6,401+227.0% |
| Admin fee / account holder | $6,773 | $13,781-50.8% | $11,614-41.7% | $11,431-40.7% |