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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,209 | $96,731-38.8% | $123,973-52.2% | $86,983-31.9% |
| Participation rate | 76.9% | 70.0%+6.9pp | 76.7%+0.3pp | 69.5%+7.4pp |
| Annual return | 4.28% | 17.33%-13.0pp | 388.13%-383.8pp | 25.83%-21.6pp |
| Employer contribution / active EE | $2,868 | $3,297-13.0% | $4,126-30.5% | $2,584+11.0% |
| Participant deferral / active EE | $5,803 | $4,152+39.8% | $5,247+10.6% | $4,194+38.4% |
| Admin fee / account holder | $14,454 | $8,722+65.7% | $11,799+22.5% | $7,856+84.0% |