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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,209 | $88,672-33.2% | $105,223-43.7% | $82,448-28.2% |
| Participation rate | 76.9% | 67.9%+9.0pp | 75.0%+1.9pp | 68.1%+8.9pp |
| Annual return | 4.28% | 30.86%-26.6pp | 180.65%-176.4pp | 41.64%-37.4pp |
| Employer contribution / active EE | $2,868 | $3,048-5.9% | $3,689-22.2% | $2,551+12.4% |
| Participant deferral / active EE | $5,803 | $4,036+43.8% | $5,072+14.4% | $4,139+40.2% |
| Admin fee / account holder | $14,454 | $7,146+102.3% | $8,859+63.2% | $7,234+99.8% |