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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,209 | $93,345-36.6% | $119,126-50.3% | $87,485-32.3% |
| Participation rate | 76.9% | 68.7%+8.2pp | 75.8%+1.2pp | 68.9%+8.0pp |
| Annual return | 4.28% | 19.08%-14.8pp | 282.11%-277.8pp | 26.06%-21.8pp |
| Employer contribution / active EE | $2,868 | $3,172-9.6% | $4,034-28.9% | $2,596+10.5% |
| Participant deferral / active EE | $5,803 | $4,099+41.6% | $5,318+9.1% | $4,274+35.8% |
| Admin fee / account holder | $14,454 | $8,039+79.8% | $10,693+35.2% | $7,775+85.9% |