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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,782 | $138,076+38.9% | $123,553+55.2% | $135,380+41.7% |
| Participation rate | 33.3% | 84.7%-51.4pp | 82.3%-49.0pp | 82.6%-49.3pp |
| Annual return | -5.38% | 153.70%-159.1pp | 119.21%-124.6pp | 519.81%-525.2pp |
| Employer contribution / active EE | $933 | $5,152-81.9% | $4,628-79.8% | $4,779-80.5% |
| Participant deferral / active EE | $8,129 | $6,800+19.6% | $6,426+26.5% | $5,609+44.9% |
| Admin fee / account holder | $4,143 | $10,917-62.0% | $9,284-55.4% | $10,828-61.7% |