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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,960 | $175,231+128.2% | $149,696+167.2% | $139,466+186.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.31% | 166.77%-146.5pp | 134.46%-114.1pp | 373.66%-353.4pp |
| Employer contribution / active EE | $15,209 | $5,478+177.6% | $4,821+215.5% | $4,754+219.9% |
| Participant deferral / active EE | $11,863 | $6,521+81.9% | $5,682+108.8% | $6,712+76.8% |
| Admin fee / account holder | $1,178 | $16,155-92.7% | $13,212-91.1% | $11,409-89.7% |