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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,095 | $172,111+61.6% | $150,298+85.0% | $137,256+102.6% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 10.14% | 69.37%-59.2pp | 62.79%-52.6pp | 220.34%-210.2pp |
| Employer contribution / active EE | $20,247 | $4,636+336.7% | $4,154+387.4% | $4,156+387.2% |
| Participant deferral / active EE | $8,517 | $6,166+38.1% | $5,453+56.2% | $6,407+32.9% |
| Admin fee / account holder | $345,635 | $16,471+1998.5% | $14,116+2348.6% | $12,270+2716.9% |