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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,456 | $91,536-21.9% | $130,062-45.1% | $75,177-5.0% |
| Participation rate | 91.7% | 71.5%+20.2pp | 78.5%+13.2pp | 67.2%+24.5pp |
| Annual return | 24.58% | -631.62%+656.2pp | -137.37%+161.9pp | 160.75%-136.2pp |
| Employer contribution / active EE | $9,530 | $2,845+235.0% | $4,322+120.5% | $2,671+256.8% |
| Participant deferral / active EE | $4,342 | $4,3430% | $5,821-25.4% | $4,126+5.2% |
| Admin fee / account holder | $2,578 | $6,780-62.0% | $10,601-75.7% | $5,651-54.4% |