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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,156 | $101,795-32.1% | $165,100-58.1% | $80,959-14.6% |
| Participation rate | 81.6% | 71.8%+9.8pp | 78.6%+3.0pp | 67.7%+13.9pp |
| Annual return | 7.23% | 16.73%-9.5pp | 70.21%-63.0pp | 35.67%-28.4pp |
| Employer contribution / active EE | $5,164 | $2,954+74.8% | $4,348+18.8% | $2,757+87.3% |
| Participant deferral / active EE | $5,191 | $4,476+16.0% | $6,035-14.0% | $4,300+20.7% |
| Admin fee / account holder | $4,225 | $8,221-48.6% | $12,696-66.7% | $6,925-39.0% |