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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,156 | $101,778-32.1% | $164,975-58.1% | $80,925-14.5% |
| Participation rate | 81.6% | 71.8%+9.7pp | 78.6%+3.0pp | 67.7%+13.9pp |
| Annual return | 7.23% | 16.73%-9.5pp | 70.12%-62.9pp | 35.65%-28.4pp |
| Employer contribution / active EE | $5,164 | $2,954+74.8% | $4,343+18.9% | $2,756+87.3% |
| Participant deferral / active EE | $5,191 | $4,477+16.0% | $6,033-14.0% | $4,299+20.8% |
| Admin fee / account holder | $4,225 | $8,221-48.6% | $12,688-66.7% | $6,940-39.1% |