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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,305 | $93,124+283.7% | $77,100+363.4% | $134,545+165.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -21.71% | 62.68%-84.4pp | 42.35%-64.1pp | 418.37%-440.1pp |
| Employer contribution / active EE | $13,750 | $3,421+301.9% | $2,815+388.5% | $4,742+190.0% |
| Participant deferral / active EE | $14,941 | $5,242+185.0% | $4,430+237.3% | $6,401+133.4% |
| Admin fee / account holder | $3,947 | $6,970-43.4% | $5,443-27.5% | $11,431-65.5% |