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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,413 | $57,352-55.7% | $83,831-69.7% | $64,173-60.4% |
| Participation rate | 97.1% | 68.6%+28.5pp | 76.1%+21.0pp | 69.6%+27.5pp |
| Annual return | -11.45% | 11.38%-22.8pp | 850.99%-862.4pp | 7.63%-19.1pp |
| Employer contribution / active EE | $9,710 | $2,546+281.5% | $3,631+167.4% | $2,381+307.9% |
| Participant deferral / active EE | $3,151 | $2,993+5.3% | $4,082-22.8% | $3,470-9.2% |
| Admin fee / account holder | $1,116 | $4,046-72.4% | $5,479-79.6% | $4,887-77.2% |