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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,793 | $91,537+21.0% | $130,045-14.8% | $75,173+47.4% |
| Participation rate | 97.7% | 71.5%+26.2pp | 78.5%+19.2pp | 67.2%+30.5pp |
| Annual return | 25.10% | -631.55%+656.6pp | -137.30%+162.4pp | 160.72%-135.6pp |
| Employer contribution / active EE | $5,225 | $2,845+83.7% | $4,321+20.9% | $2,671+95.6% |
| Participant deferral / active EE | $15,937 | $4,343+267.0% | $5,820+173.8% | $4,126+286.2% |
| Admin fee / account holder | $3,901 | $6,780-42.5% | $10,600-63.2% | $5,651-31.0% |