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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,839 | $101,795+51.1% | $165,100-6.8% | $80,959+90.0% |
| Participation rate | 89.2% | 71.8%+17.4pp | 78.6%+10.6pp | 67.7%+21.5pp |
| Annual return | 18.66% | 16.73%+1.9pp | 70.21%-51.6pp | 35.67%-17.0pp |
| Employer contribution / active EE | $5,560 | $2,954+88.2% | $4,348+27.9% | $2,757+101.7% |
| Participant deferral / active EE | $18,645 | $4,476+316.6% | $6,035+208.9% | $4,300+333.6% |
| Admin fee / account holder | $22,888 | $8,221+178.4% | $12,696+80.3% | $6,925+230.5% |