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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,851 | $148,623-67.1% | $135,974-64.1% | $139,466-65.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 11.88% | 79.30%-67.4pp | 68.30%-56.4pp | 373.66%-361.8pp |
| Employer contribution / active EE | $8,768 | $5,246+67.1% | $4,859+80.4% | $4,754+84.4% |
| Participant deferral / active EE | $5,101 | $8,103-37.0% | $7,760-34.3% | $6,712-24.0% |
| Admin fee / account holder | $16,976 | $12,406+36.8% | $10,767+57.7% | $11,409+48.8% |