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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,980 | $93,124+93.3% | $77,100+133.4% | $134,545+33.8% |
| Participation rate | 22.2% | 74.5%-52.3pp | 67.9%-45.7pp | 81.2%-59.0pp |
| Annual return | -15.55% | 62.68%-78.2pp | 42.35%-57.9pp | 418.37%-433.9pp |
| Employer contribution / active EE | $1,259 | $3,421-63.2% | $2,815-55.3% | $4,742-73.4% |
| Participant deferral / active EE | $1,483 | $5,242-71.7% | $4,430-66.5% | $6,401-76.8% |
| Admin fee / account holder | $1,634 | $6,970-76.6% | $5,443-70.0% | $11,431-85.7% |