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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,123 | $176,120-18.7% | $159,487-10.3% | $167,553-14.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.74% | 331.95%-314.2pp | 263.71%-246.0pp | 478.89%-461.2pp |
| Employer contribution / active EE | $2,671 | $5,299-49.6% | $4,831-44.7% | $4,840-44.8% |
| Participant deferral / active EE | $6,284 | $7,752-18.9% | $7,354-14.6% | $6,343-0.9% |
| Admin fee / account holder | $2,376 | $12,561-81.1% | $10,804-78.0% | $12,316-80.7% |