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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,649 | $136,860-34.5% | $120,344-25.5% | $154,746-42.1% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.47% | 21.38%-9.9pp | 20.30%-8.8pp | 172.34%-160.9pp |
| Employer contribution / active EE | $2,067 | $3,533-41.5% | $3,020-31.6% | $4,379-52.8% |
| Participant deferral / active EE | $2,135 | $5,793-63.1% | $5,135-58.4% | $6,730-68.3% |
| Admin fee / account holder | $4,545 | $15,393-70.5% | $12,742-64.3% | $14,365-68.4% |