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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,913 | $157,296-47.9% | $141,191-42.0% | $152,897-46.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 4.44% | 64.34%-59.9pp | 71.41%-67.0pp | 345.43%-341.0pp |
| Employer contribution / active EE | $8,829 | $5,262+67.8% | $4,736+86.4% | $4,764+85.3% |
| Participant deferral / active EE | $14,444 | $7,111+103.1% | $6,710+115.3% | $5,851+146.9% |
| Admin fee / account holder | $2,023 | $12,125-83.3% | $10,264-80.3% | $11,599-82.6% |