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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,294 | $150,445-66.6% | $136,297-63.1% | $147,585-65.9% |
| Participation rate | 33.3% | 84.4%-51.1pp | 81.9%-48.6pp | 82.8%-49.5pp |
| Annual return | 10.94% | 1049.14%-1038.2pp | 5156.16%-5145.2pp | 578.57%-567.6pp |
| Employer contribution / active EE | $2,060 | $5,256-60.8% | $4,696-56.1% | $4,876-57.8% |
| Participant deferral / active EE | $2,761 | $6,631-58.4% | $6,247-55.8% | $5,439-49.2% |
| Admin fee / account holder | $6,240 | $10,906-42.8% | $9,244-32.5% | $10,885-42.7% |