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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,463 | $160,059-80.3% | $140,019-77.5% | $135,380-76.8% |
| Participation rate | 66.7% | 88.5%-21.9pp | 87.5%-20.8pp | 82.6%-16.0pp |
| Annual return | 9.38% | 911.48%-902.1pp | 651.17%-641.8pp | 519.81%-510.4pp |
| Employer contribution / active EE | $2,844 | $6,420-55.7% | $5,605-49.3% | $4,779-40.5% |
| Participant deferral / active EE | $5,882 | $7,641-23.0% | $6,927-15.1% | $5,609+4.9% |
| Admin fee / account holder | $46,970 | $13,328+252.4% | $10,705+338.7% | $10,828+333.8% |