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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,041 | $47,848-60.2% | $81,473-76.6% | $70,126-72.8% |
| Participation rate | 11.2% | 58.3%-47.1pp | 68.0%-56.7pp | 69.5%-58.3pp |
| Annual return | 22.08% | 27.25%-5.2pp | 38.78%-16.7pp | 73.15%-51.1pp |
| Employer contribution / active EE | $295 | $1,527-80.7% | $2,568-88.5% | $2,343-87.4% |
| Participant deferral / active EE | $636 | $2,453-74.1% | $3,537-82.0% | $3,332-80.9% |
| Admin fee / account holder | $291 | $3,145-90.7% | $4,561-93.6% | $4,645-93.7% |