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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,444 | $100,811-46.0% | $86,698-37.2% | $134,545-59.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -20.94% | 29.11%-50.1pp | 35.96%-56.9pp | 418.37%-439.3pp |
| Employer contribution / active EE | $20,328 | $3,490+482.4% | $2,837+616.6% | $4,742+328.7% |
| Participant deferral / active EE | $18,419 | $5,339+245.0% | $4,656+295.6% | $6,401+187.7% |
| Admin fee / account holder | $363 | $10,926-96.7% | $7,492-95.2% | $11,431-96.8% |