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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $408,775 | $184,000+122.2% | $162,185+152.0% | $152,909+167.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 23.63% | 150.80%-127.2pp | 115.61%-92.0pp | 345.46%-321.8pp |
| Employer contribution / active EE | $12,544 | $6,370+96.9% | $5,613+123.5% | $4,764+163.3% |
| Participant deferral / active EE | $9,168 | $8,033+14.1% | $7,297+25.6% | $5,851+56.7% |
| Admin fee / account holder | $2,343 | $13,124-82.1% | $10,844-78.4% | $11,601-79.8% |