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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,571 | $110,240-28.7% | $96,544-18.6% | $139,487-43.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 14.15% | 26.41%-12.3pp | 25.88%-11.7pp | 373.84%-359.7pp |
| Employer contribution / active EE | $3,204 | $3,622-11.6% | $2,966+8.0% | $4,755-32.6% |
| Participant deferral / active EE | $9,120 | $5,549+64.4% | $4,851+88.0% | $6,713+35.9% |
| Admin fee / account holder | $1,390 | $11,602-88.0% | $8,254-83.2% | $11,407-87.8% |