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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,536 | $148,629-8.1% | $135,982+0.4% | $139,487-2.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.88% | 79.33%-64.4pp | 68.32%-53.4pp | 373.84%-359.0pp |
| Employer contribution / active EE | $2,983 | $5,247-43.1% | $4,859-38.6% | $4,755-37.3% |
| Participant deferral / active EE | $9,716 | $8,102+19.9% | $7,760+25.2% | $6,713+44.7% |
| Admin fee / account holder | $827 | $12,406-93.3% | $10,767-92.3% | $11,407-92.8% |