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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,585 | $154,228+18.4% | $145,433+25.5% | $137,256+33.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.98% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $12,818 | $4,804+166.8% | $4,554+181.4% | $4,156+208.4% |
| Participant deferral / active EE | $9,448 | $8,216+15.0% | $7,897+19.6% | $6,407+47.5% |
| Admin fee / account holder | $1,122 | $14,344-92.2% | $13,129-91.5% | $12,270-90.9% |