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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,604 | $51,642-19.4% | $129,384-67.8% | $80,935-48.6% |
| Participation rate | 77.8% | 56.9%+20.9pp | 69.6%+8.1pp | 67.7%+10.1pp |
| Annual return | 70.37% | 20.78%+49.6pp | 9461.77%-9391.4pp | 35.66%+34.7pp |
| Employer contribution / active EE | $4,942 | $1,583+212.2% | $4,153+19.0% | $2,757+79.3% |
| Participant deferral / active EE | $8,545 | $2,670+220.1% | $4,166+105.1% | $4,299+98.7% |
| Admin fee / account holder | $1,866 | $4,312-56.7% | $7,686-75.7% | $6,924-73.1% |