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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,598 | $105,200-45.2% | $159,474-63.9% | $85,847-32.9% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 9.71% | 45.08%-35.4pp | 263.68%-254.0pp | 318.61%-308.9pp |
| Employer contribution / active EE | $4,781 | $3,319+44.1% | $4,831-1.0% | $2,565+86.4% |
| Participant deferral / active EE | $3,316 | $5,946-44.2% | $7,353-54.9% | $3,952-16.1% |
| Admin fee / account holder | $27,083 | $6,934+290.6% | $10,802+150.7% | $6,261+332.6% |