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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,814 | $82,678+70.3% | $125,391+12.3% | $68,490+105.6% |
| Participation rate | 70.5% | 75.1%-4.6pp | 82.4%-11.9pp | 67.9%+2.6pp |
| Annual return | -18.70% | -5.97%-12.7pp | 572.41%-591.1pp | -7.85%-10.8pp |
| Employer contribution / active EE | $130 | $3,382-96.1% | $4,816-97.3% | $2,597-95.0% |
| Participant deferral / active EE | $11,822 | $6,111+93.4% | $7,448+58.7% | $4,028+193.5% |
| Admin fee / account holder | $21,204 | $6,277+237.8% | $10,009+111.9% | $5,403+292.5% |