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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,947 | $125,797+153.5% | $170,057+87.6% | $75,177+324.3% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 19.54% | 27.20%-7.7pp | 53.42%-33.9pp | 160.75%-141.2pp |
| Employer contribution / active EE | $19,860 | $4,616+330.2% | $6,790+192.5% | $2,671+643.5% |
| Participant deferral / active EE | $16,257 | $6,838+137.8% | $10,411+56.2% | $4,126+294.0% |
| Admin fee / account holder | $8,759 | $8,177+7.1% | $12,826-31.7% | $5,651+55.0% |