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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,754 | $63,346-12.0% | $92,240-39.6% | $70,126-20.5% |
| Participation rate | 68.6% | 68.7%0pp | 76.5%-7.9pp | 69.5%-0.9pp |
| Annual return | 35.73% | 530.19%-494.5pp | 176.29%-140.6pp | 73.15%-37.4pp |
| Employer contribution / active EE | $1,381 | $2,471-44.1% | $3,680-62.5% | $2,343-41.0% |
| Participant deferral / active EE | $4,558 | $2,854+59.7% | $3,897+17.0% | $3,332+36.8% |
| Admin fee / account holder | $19,717 | $3,841+413.4% | $5,194+279.6% | $4,645+324.4% |