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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,744 | $138,102+110.5% | $125,381+131.9% | $134,532+116.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.78% | 750.73%-766.5pp | 572.31%-588.1pp | 418.27%-434.0pp |
| Employer contribution / active EE | $3,333 | $5,245-36.5% | $4,815-30.8% | $4,741-29.7% |
| Participant deferral / active EE | $12,240 | $7,801+56.9% | $7,448+64.3% | $6,401+91.2% |
| Admin fee / account holder | $1,202 | $11,568-89.6% | $10,007-88.0% | $11,429-89.5% |