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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,424 | $73,863-77.8% | $143,797-88.6% | $68,490-76.0% |
| Participation rate | 64.3% | 66.7%-2.4pp | 80.3%-16.0pp | 67.9%-3.6pp |
| Annual return | -18.39% | 0.91%-19.3pp | -0.04%-18.4pp | -7.85%-10.5pp |
| Employer contribution / active EE | $811 | $3,185-74.5% | $4,952-83.6% | $2,597-68.8% |
| Participant deferral / active EE | $3,371 | $3,385-0.4% | $5,638-40.2% | $4,028-16.3% |
| Admin fee / account holder | $52 | $5,756-99.1% | $14,679-99.6% | $5,403-99.0% |