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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,405 | $167,353-37.6% | $143,797-27.4% | $134,545-22.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -22.06% | 0.48%-22.5pp | -0.04%-22.0pp | 418.37%-440.4pp |
| Employer contribution / active EE | $3,628 | $5,620-35.5% | $4,952-26.8% | $4,742-23.5% |
| Participant deferral / active EE | $9,650 | $6,447+49.7% | $5,638+71.1% | $6,401+50.8% |
| Admin fee / account holder | $887 | $18,096-95.1% | $14,679-94.0% | $11,431-92.2% |