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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,504 | $176,105-88.4% | $159,474-87.1% | $167,536-87.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 3.89% | 331.91%-328.0pp | 263.68%-259.8pp | 478.82%-474.9pp |
| Employer contribution / active EE | $1,763 | $5,299-66.7% | $4,831-63.5% | $4,839-63.6% |
| Participant deferral / active EE | $3,200 | $7,751-58.7% | $7,353-56.5% | $6,342-49.5% |
| Admin fee / account holder | $450 | $12,559-96.4% | $10,802-95.8% | $12,315-96.3% |