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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,322 | $167,522+24.4% | $151,639+37.4% | $134,532+54.8% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -31.01% | 7.81%-38.8pp | 3.34%-34.4pp | 418.27%-449.3pp |
| Employer contribution / active EE | $16,144 | $6,828+136.4% | $6,165+161.9% | $4,741+240.5% |
| Participant deferral / active EE | $15,800 | $8,986+75.8% | $8,363+88.9% | $6,401+146.8% |
| Admin fee / account holder | $979 | $13,780-92.9% | $11,613-91.6% | $11,429-91.4% |