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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,247 | $167,533+13.6% | $151,645+25.5% | $134,545+41.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -6.72% | 7.81%-14.5pp | 3.34%-10.1pp | 418.37%-425.1pp |
| Employer contribution / active EE | $3,196 | $6,828-53.2% | $6,165-48.2% | $4,742-32.6% |
| Participant deferral / active EE | $3,196 | $8,985-64.4% | $8,363-61.8% | $6,401-50.1% |
| Admin fee / account holder | $8,495 | $13,781-38.4% | $11,614-26.9% | $11,431-25.7% |