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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,188 | $148,623-71.6% | $135,974-69.0% | $139,466-69.8% |
| Participation rate | 28.6% | 83.9%-55.3pp | 81.9%-53.3pp | 80.3%-51.8pp |
| Annual return | 16.82% | 79.30%-62.5pp | 68.30%-51.5pp | 373.66%-356.8pp |
| Employer contribution / active EE | $1,043 | $5,246-80.1% | $4,859-78.5% | $4,754-78.1% |
| Participant deferral / active EE | $2,942 | $8,103-63.7% | $7,760-62.1% | $6,712-56.2% |
| Admin fee / account holder | $7,696 | $12,406-38.0% | $10,767-28.5% | $11,409-32.5% |