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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,066 | $184,000+167.4% | $162,185+203.4% | $152,909+221.8% |
| Participation rate | 93.8% | 88.5%+5.2pp | 87.6%+6.2pp | 82.5%+11.3pp |
| Annual return | 79.92% | 150.80%-70.9pp | 115.61%-35.7pp | 345.46%-265.5pp |
| Employer contribution / active EE | $26,410 | $6,370+314.6% | $5,613+370.5% | $4,764+454.4% |
| Participant deferral / active EE | $19,214 | $8,033+139.2% | $7,297+163.3% | $5,851+228.4% |
| Admin fee / account holder | $674 | $13,124-94.9% | $10,844-93.8% | $11,601-94.2% |