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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,051 | $226,135-9.3% | $182,558+12.3% | $152,909+34.1% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.0%+22.0pp | 82.5%+17.5pp |
| Annual return | 18.03% | 192.60%-174.6pp | 148.59%-130.6pp | 345.46%-327.4pp |
| Employer contribution / active EE | $19,425 | $4,979+290.1% | $4,076+376.5% | $4,764+307.7% |
| Participant deferral / active EE | $14,727 | $6,371+131.2% | $5,526+166.5% | $5,851+151.7% |
| Admin fee / account holder | $14,487 | $10,707+35.3% | $8,594+68.6% | $11,601+24.9% |