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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,742 | $127,273+174.8% | $109,895+218.3% | $167,518+108.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 6.36% | 22.97%-16.6pp | 29.46%-23.1pp | 478.71%-472.4pp |
| Employer contribution / active EE | $15,044 | $3,324+352.6% | $2,843+429.1% | $4,838+210.9% |
| Participant deferral / active EE | $8,750 | $4,515+93.8% | $4,049+116.1% | $6,342+38.0% |
| Admin fee / account holder | $1,245 | $7,117-82.5% | $6,067-79.5% | $12,312-89.9% |