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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,779 | $181,896-53.4% | $156,551-45.8% | $273,972-69.1% |
| Participation rate | 66.7% | 88.4%-21.7pp | 84.0%-17.3pp | 83.0%-16.3pp |
| Annual return | 6.83% | 30.74%-23.9pp | 32.23%-25.4pp | 41.46%-34.6pp |
| Employer contribution / active EE | $3,130 | $6,248-49.9% | $5,501-43.1% | $4,869-35.7% |
| Participant deferral / active EE | $5,789 | $5,550+4.3% | $4,871+18.9% | $5,287+9.5% |
| Admin fee / account holder | $5,938 | $15,560-61.8% | $13,028-54.4% | $10,133-41.4% |