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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,423 | $172,111+50.1% | $150,298+71.9% | $137,256+88.3% |
| Participation rate | 72.7% | 81.7%-9.0pp | 77.8%-5.0pp | 80.0%-7.2pp |
| Annual return | 16.36% | 69.37%-53.0pp | 62.79%-46.4pp | 220.34%-204.0pp |
| Employer contribution / active EE | $4,296 | $4,636-7.3% | $4,154+3.4% | $4,156+3.4% |
| Participant deferral / active EE | $9,787 | $6,166+58.7% | $5,453+79.5% | $6,407+52.8% |
| Admin fee / account holder | $2,479 | $16,471-85.0% | $14,116-82.4% | $12,270-79.8% |