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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,983 | $183,592+26.4% | $155,574+49.1% | $145,877+59.0% |
| Participation rate | 58.3% | 82.7%-24.4pp | 78.2%-19.9pp | 80.3%-22.0pp |
| Annual return | 14.13% | 61.37%-47.2pp | 64.87%-50.7pp | 551.28%-537.2pp |
| Employer contribution / active EE | $3,065 | $5,317-42.4% | $4,676-34.4% | $4,663-34.3% |
| Participant deferral / active EE | $7,944 | $6,466+22.9% | $5,629+41.1% | $6,691+18.7% |
| Admin fee / account holder | $24,503 | $19,316+26.9% | $15,914+54.0% | $13,402+82.8% |