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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,932 | $80,983-7.5% | $96,544-22.4% | $75,177-0.3% |
| Participation rate | 50.0% | 71.8%-21.8pp | 76.0%-26.0pp | 67.2%-17.2pp |
| Annual return | 14.09% | 27.05%-13.0pp | 25.88%-11.8pp | 160.75%-146.7pp |
| Employer contribution / active EE | $666 | $2,282-70.8% | $2,966-77.5% | $2,671-75.1% |
| Participant deferral / active EE | $2,868 | $3,929-27.0% | $4,851-40.9% | $4,126-30.5% |
| Admin fee / account holder | $4,276 | $6,717-36.3% | $8,254-48.2% | $5,651-24.3% |